Making Your Dream Home More Affordable

The GreenSky® Loan Program’s Focus Is Simple—To Help You Create The Home Of Your Dreams. From Deferred Interest Promotions To Affordable Budget-Minded Options, Our Loans Are An Easy And Convenient Way To Pay For Any Home Improvement Project.1


Quick, Paperless Application Process

When applying, you’ll need your GreenSky® Merchant ID. 81096853 & The Plan Number Listed Below



(866) 936-0602

Pick The Plan That Is Right For You

When applying, you’ll need your GreenSky® Merchant ID. 81096853 & The Plan Number Listed Below

Plan 1

Reduced APR for 96 Months!

Plan Number 2786

  • Fixed 9.99% Interest Rate
  • Payment Example: $10,000 purchase, 96 payments of $151.86
  • No Prepayment Penalties

Plan 2

No Interest if Paid in 12 Months!

Plan Number 2521

  • No payments and no interest during promotional period
  • Interest accrues during the promotional period but all interests is waived if the purchase amount is paid in full before the end of the promotional period
  • No Prepayment Penalties

Plan 3

Reduced APR for 180 Months!

Plan Number 9998

  • Fixed 7.99%-19.99% Interest Rate
  • Payment Example: $10,000 purchase, 180 payments of $90.50- $175.55
  • No Prepayment Penalties

Frequently Asked Questions

Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once

Q: What type of credit is available?
GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

Q: Where can I use my loan?
Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

Q: How do I make a payment?
It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. Apply today at or call 866-936-0602.

Q: How do I pay my contractor?
Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

Q: How long do I have to use my loan?
Once approved, you have six months to make your purchases.

Q: When is my first payment due?
Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

Q: When does the Deferred Interest plan promotion window begin?
At the time of your first transaction.2

GreenSky®is a loan program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured, federal and state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender or familial status. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky, LLC and its wholly-owned subsidiaries service the loans on behalf of participating lenders. NMLS #1416362

Fixed APR during the life of the loan. Subject to credit approval. 3 Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months. 4 Subject to credit approval. Fixed interest rate of 7.99% for 84 months. Payment example assumes one time

$10,000 purchase on approval date (APR 8.11%) with 1 payment of $105.58, 4 payments of $66.58, and 79 amortized payments of $163.19.

Payments assume Account Activation charge of $39 applies and is due with first required payment

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